If you’ve been around these parts for a while, you understand my crazy non-planner life. The closest you’ll see me planning, is likely through a random post-it list that I will probably lose within a day. It’s fine.
But let’s be serious. Approaching my mid-thirties is no easy thing to wrap my head around if I’m being honest. Oh but what I’ve learned in the past ten years. Note: I did a version of this post last year, but today I’m focusing on the nitty gritty: money.
So you’re probably thinking, “where did this come from, Ker?” Well. A random conversation but of course! I was chatting with some friends the other day, who just happen to be in their mid-twenties. Sometimes I don’t notice our age difference and in other moments, I go, holy shit, I’m old. I try to instill my advice on them from time to time. Because, well, I’ve been there. Mid-twenties, while a blast, is also a time of figuring it all out. How do I budget my money? What commitments will I make? What kind of job will really make me happy? ALL the questions and figuring it out is often just trial-by-error.
Let’s take this fine Monday to throw it back. WAY back, to this girl’s college graduation.
^^I may or may not have cut my own bangs with kitchen shears the day before. It’s fine.
I remember this day, as well as the days and weeks following. Going out on my own, then finally nailing a job in my now-home of Florida. Oh, moving across country Ker? Let’s do it!
Here comes the tough part. What do I need to go live on my own for the first time? What will I spend my modest bank account on? Clearly the basics: couch, tv, bed, kitchen stuff. And for anyone who knows me, I take my sleep seriously…so this was first on the list. And let’s be clear…it took me a long while to get everything I needed. So spending slowly was the smart way for me.
I moved to Florida with a smallish U-Haul, complete with zero tv, one futon, my bed and my clothes. What else does a girl need? Budgeting is real, kids. This is where my tips come in. What would I tell my 25-year-old self when it comes to what is important to spend those hard-earned dollars on? Let’s check it out.
Spend your money on:
- A decent set of basics for the kitchen. A knife, a pot and pan, and some dishes. Keep it simple.
- Your bed. You don’t need to go crazy, but sleep is everything. Here’s what I was working with in 2005. Ha, so not my style anymore. But at least she was comfy!
- Something to sit on. I recommend begging, borrowing, or pleading with a family member or friend to get a hand-me down, but if not, get yourself something like a modest couch.
- Sheets and a good pillow. Clearly this coincides with a bed, but hello, this is important. Tip: Target carries some rad stuff lately. I can’t stress it enough. I actually have my eye on this pillow.
- Towels. Costco it up. Use your parents card and get some. Or Target. Target is still where I get towels and sheets, guys.
Don’t spend your money on (until later):
- A tv or coffee table or any tables. Go to craigslist. Also never buy a mattress on cragislist unless you were raised in a barn and do not care. I actually scored some tables from a coworker who just gave them to me. Hashtag budget.
- Plates. Just get a few at HomeGoods. Also silverware.
- Avocados. You aren’t allowed to have that shit until later. Save your money. Lol
- Clothes. Thrift store it up. It’s cool to do that again, so take advantage.
- Art. Create your own. Or ask a friend. You can do that later, too. No one knows a 25 year old with an art collection.
Ok you get the gist of it. Oddly enough, I’m actually coming up to that time where this girl needs a new mattress. It’s probably yet another reason I was inclined to write this. (Side note: looking at this one after hearing rave reviews). Luckily they deliver them to your door in fun boxes now. Oh technology. And society. I get it. (<<only Laur will get my inside jokes, someone who has stuck with me since the mid-twenties ;))
I guess at the end of the day, the best advice I could tell my 25-year-old self when it comes to adulting, is to just have fun. And I think that’s really the approach I’ve always taken. Plan smart, enjoy the ride, and everything will just fall into place.
And just so you can see how much my style has changed, here’s my current sleep sitch. So me.